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Rochelle Park, NJ, December 4, 2006 -Baby Power® Forever-Kids™ has chosen to endorse HealthCard Systems as its transaction processing partner for its current eight franchises and all future franchises.

Baby Power Forever-Kids, with headquarters in Annandale, New Jersey, is the child development concept of Linda Searles. The facilities offer progressive and developmentally-appropriate, gymnastic and musical, parent/child play and enrichment programs. Each program is carefully designed to build confidence and promote healthy child development, parent/child communication and bonding.

After diligent review, Baby Power Forever-Kids determined that HealthCard Systems, with its unique focus on the personal care and wellness industry, would deliver an important processing alternative to its franchises. In addition, due to its strong industry reputation, state-of-the-art technology and national presence, HealthCard Systems offers flexibility and meaningful cost savings that will benefit the fast-growing growing franchise. According to founder Linda Searles, HealthCard Systems has proven to deliver quality credit card processing products with an outstanding customer service component. “We're excited to have partnered with a processing company that can successfully support each of our individually-owned franchises and offer tremendous value. Our franchise is growing rapidly throughout the country and it's vital to have a national partner that understands and responds quickly and efficiently with unprecedented technology and unparalleled support,” said Searles.

“We're excited about this new partnership. Linda Searles has proven to be a visionary entrepreneur and her franchises are now serving thousands of families in five states. We look forward to working with this growing franchise,” said HealthCard Systems' Chief Executive Officer David H. Schwartz.

Headquartered in New Jersey, HealthCard Systems is the preferred credit and debit card processing company for the healthcare and personal care industries. HealthCard offers a comprehensive line of processing solutions that include all major credit and debit cards, check verification and guarantee as well as electronic check conversion and gift/loyalty cards. The company also provides for a full range of point-of-sale terminals, web based services and industry specific software/hardware interfaces.

Rochelle Park, NJ, November 20, 2006 -The New Jersey Pharmacists Association endorses HealthCard Systems as its transaction processing partner of choice for itself and its members statewide.

Established in 1870, The New Jersey Pharmacists Association (NJPhA) is the oldest, continuously operating pharmacy association in the nation. Representing all segments of the pharmacy profession, NJPhA members practice in independent, chain, hospital, government, academic, managed care and compounding center environments.
The mission of the NJPhA is to recognize the needs of all pharmacists and support members by delivering political, economic and organizational programs to assist with both individual growth and industry advancement.

After engaging in a thorough selection process, it was determined that HealthCard Systems would bring meaningful cost savings and substantial value to NJPhA members due to its unique healthcare industry focus, state-of-the-art technology and strong New Jersey presence. According to NJPhA Chief Executive Officer Joseph Roney, HealthCard Systems has proven to deliver an important processing alternative for the healthcare industry. “Partnering with a processing company that truly understands and anticipates the needs of our members is refreshing. This relationship will afford our members greater flexibility, superior technology, strong support and unparalleled savings,” said Roney.

Servicing industry associations, medical centers, practitioners, pharmacies, vision centers, and personal care facilities throughout the country, HealthCard Systems has set a new credit and debit card processing standard within the industry. “We're bringing about important changes that will meaningfully impact the industry - everyone from the mega healthcare facilities to the individual pharmacy owners. We're excited about this new partnership with NJPhA and look forward to serving their membership,” said HealthCard Systems Chief Executive Officer David H. Schwartz.

Headquartered in New Jersey, HealthCard Systems is the preferred credit and debit card processing company for the healthcare and personal care industries. HealthCard offers a comprehensive line of processing solutions that include all major credit and debit cards, check verification and guarantee as well as electronic check conversion and gift/loyalty cards. The company also provides for a full range of point-of-sale terminals, web based services and industry specific software/hardware interfaces.

Rochelle Park, NJ, May, 2006 -“The recent surge of “de novos” banks in our home state has prompted us to lend ourselves and re-focus on the needs of start up banks,” said Robert J. Abate, Executive Vice President. “In New Jersey start up banks, which the banking industry calls “de novos” or Latin for from the beginning, “must raise a minimum of $6,000,000.00 before they can open their doors. However, New Jersey's demographics and perceived potential for growth typically prompts a significantly higher capitalization.”

Recently NationalCard has signed First State Bank, Cranford New Jersey, Heritage Community Bank, Randolph New Jersey, Indus American Bank, Iselin New Jersey, Bank of New Jersey, Fort Lee New Jersey and Enterprise Bank, Kenilworth, New Jersey.

“These financial institutions all have very aggressive plans for meaningful growth and readily recognize the value that merchant credit card processing brings to the table. They further appreciate NationalCard's stellar reputation within the banking community and have thoughtfully selected our Agent Bank Program to ensure a solid foundation to build upon,” said Abate.

About NationalCard: Headquartered in Rochelle Park, NJ, NationalCard provides a full range of credit- and debit-card processing services for financial institutions, government agencies, non-profit organizations and retailers throughout the country. NationalCard offers a comprehensive line of processing solutions that include all major credit and debit cards, business-to-business purchasing cards, check verification and guarantee as well as electronic check conversion and gift/loyalty cards. The company also provides for a full range of point-of-sale terminals and industry-focused software/hardware interfaces. For more information, please visit www.nationalcard.net.

PCRANFORD, N.J. (March 17) -First State Bank, central and northern New Jersey's newest full-service community bank, today announced a credit-card processing agreement with NationalCard Processing Systems, a nationwide credit- and debit-card processing firm.

The agreement calls for NationalCard to provide direct sales and marketing support for the bank's credit-card processing to all existing and prospective merchant accounts as well as significant cash-advance capabilities for its business and personal customers.

“Our agreement with NationalCard reinforces our efforts to make First State a community-driven bank,” said William T. Heath, President and CEO of First State Bank. “Now, in addition to our local services such as couriers for large deposits, we will provide our clientele with superb credit-card support.”

First State Bank and NationalCard expressed an interest in expanding their relationship based on the bank's growth and as new community needs developed.
“We are delighted to add to First State Bank's unique capabilities by providing state-of-the-art credit-card processing for their commercial DDA portfolio of merchants,” said Robert J. Abate, Executive Vice President of NationalCard's Agent Bank Group. “Bill Heath's customer-centric approach is very similar to our own.”

About First State Bank: First State Bank is a full-service financial institution offering exceptional customer service along with small-business and personal products such as business loans, SBA financing, mortgages, attorney and trust accounts, personal loans, and savings and checking accounts. Its 6,000-square-foot flagship branch and corporate headquarters is located at 16 Commerce Drive in Cranford, NJ. For more information, please visit www.fsbnj.com.

About NationalCard: Headquartered in Rochelle Park, NJ, NationalCard provides a full range of credit- and debit-card processing services for financial institutions, government agencies, non-profit organizations and retailers throughout the country. NationalCard offers a comprehensive line of processing solutions that include all major credit and debit cards, business-to-business purchasing cards, check verification and guarantee as well as electronic check conversion and gift/loyalty cards. The company also provides for a full range of point-of-sale terminals and industry-focused software/hardware interfaces. For more information, please visit www.nationalcard.net.

Rochelle Park, NJ, January 10, 2006 -On behalf of Garden State Pharmacy Owners (GSPO), CO-OP Power, Inc., the association's retail buying group has chosen to endorse HealthCard Systems as its transaction processing partner for GSPO's 650 member pharmacies statewide.

Established in 1981, Garden State Pharmacy Owners is an association comprised of retail and independent New Jersey pharmacy owners. It serves and supports its membership by developing economic and political initiatives to assist community pharmacies throughout the state so that they may grow more competitive and profitable in today's ever-changing retail pharmacy marketplace.

After engaging in a thorough selection process, it was determined that HealthCard would bring meaningful cost savings and substantial value to GSPO members in large part due to its unique healthcare industry focus, state-of-the-art technology and strong New Jersey presence.
According to GSPO Executive Vice President Pete Reiss, HealthCard Systems has proven to deliver an important processing alternative for the healthcare industry. “We're excited to have partnered with a processing company that understands and anticipates the needs of our members. In an industry that's ever-changing and becoming increasingly competitive, HealthCard is responding with unprecedented credit and debit card technology and unparalleled support,” said Reiss.

Servicing industry associations, medical centers, practitioners, pharmacies, vision centers, and personal care facilities throughout the country, HealthCard Systems has set a new credit and debit card processing standard within the industry. “We are bringing about an important change that will have meaningful financial and operational impact for everyone. We're excited about this new partnership with GSPO and look forward to serving their membership,” said HealthCard Systems Chief Executive Officer David H. Schwartz.

Garden State Pharmacy Owners (GSPO) is a non-profit association of almost one thousand retail pharmacies statewide and is dedicated to furthering industry education and developing economic and political initiatives to assist NJ pharmacies in becoming more competitive and profitable in today's competitive environment. In 1985, Garden State Pharmacy Owners, Inc. formed CO-OP Power, Inc., a retail buying group that engages in group buying for the benefit of the independent and retail pharmacies within its membership.

HealthCard Systems is the preferred credit and debit card processing company for the healthcare and personal care industries. With corporate offices in Rochelle Park, New Jersey, HealthCard was established with the single focus of exclusively serving these industries and is committed to providing customized and cost-effective card processing solutions to meet the industry's unique demands.

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