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Integrated Payment Solution for Retailers

Global Payments Europe utilizes its POS software development experience and partnerships with major equipment manufacturers. Integrated solutions combine existing retailer equipment with electronic funds transfer device into a single system, allowing shorter check-out times and user comfort.

POSIS is a comprehensive outsourcing option for this integrated solution. Payment application resides on the central GPE server rather than the merchant outlet. Investment costs are minimized for the retailer as no hardware payment server is needed at the store. Furthermore no additional cabling is required as POSIS uses the existing LAN of the location. However, the retailer keeps full control over the transactions through a web-based viewer over secured https protocol.

Key Benefits

  • Cost Saving
  • Optimized Check-Out Times to Lower Errors by Check-Out Personnel
  • The possibility of additional statical data processing

Features List

Integrated solutions are available in the following modes:

  • POSIS full outsourcing provides the widest benefits. Application is moved to central GPE server and the cost is minimized. Integrated solution couples existing check-out device with PIN pad for secure chip card acceptance.
     
  • POSIS stand-alone still uses payment application outsourcing, but the payment device is a full POS terminal with its control unit, magstripe reader, and optional printer.
     
  • Integrated solution without outsourcing option is also available. Independent payment hardware is installed at retailer server. This mode remains in our service range to support the legacy installation and may be chosen in a special case of any hardware limitation.
    POSIS is fully integrated into GPE’s acquiring services. This guarantees further transaction processing, either at authorizations or during back-office processing.

POSIS and integrated solutions are available for all card associations. The range of accepted brands is limited only by business reasons through the contract between retailer and acquiring bank.

How It Works

  • At implementation retail stores are examined by GPE specialists. Project study is developed based on check-out devices used, IT technology at the stores, and the communication options. Upon approval, migration project is executed. If needed, software for POS devices is updated. Communication between payment device and check-out equipment is tested, so is the transaction traffic between retail site and GPE processing center.
     
  • During operations the service is monitored by GPE technical hot-line. Transactions executed at the points of sale are captured, verified, and further processed based on acquirers’ requirements.

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