POS Acquirer Processing

Global Payments Europe provides POS acquirers with transaction processing services and transaction data capture. Although this service is traditionally offered together with POS network maintenance, acquirers may also benefit from this service in countries without GPE’s repair/maintenance coverage. This is extremely useful for banks wishing to unify operating environment in several regions with different service levels.

Key Benefits

• Multi-system Processing
• Solutions for Large Retailers
• Back office processing

Features List

The following card brands are supported at GPE network:

• American Express
• Diner Club
• JCB
• Maestro
• MasterCard
• MasterCard Electronic
• VISA
• VISA Electron

Supported standard transaction types:

• Purchase
• Cash Advance
• Pre-authorization, Pre-authorization Completion
• Card Verification
• Credit card transactions (merchandise return)

Advanced transaction types:

• Mobile phones top-up payments
• Mail Order/Telephone Order
• Adjustment (for Cardholder Activated Terminals)
• Purchase Cash Back

How It Works

At implementation the acquirer and GPE conduct a feasibility study, which will summarize required POS functionality, existing device models, communication options, and future network developments. Based on the results, communication method and means is designed, installed, and tested. Migration plan is developed and executed. Licensing issues are administered; possible back-office processing is parameterized. Technical support has to be contracted, either with GPE or third party. Furthermore, malfunction alerts communication has to be set-up between GPE and the technical support provider.

If needed, POS software is updated for communication with GPE authorization system and for required functions.

At operations, GPE processes authorization requests and captures the transaction data. Based on the processing set-up, the data are settled in GPE CMS back-office system or transferred to the acquirer. Advanced transaction types are handled as agreed with third parties e.g. mobile operators or marketing partners.

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