CMS Credit Module

Card business in the region of Central and Eastern Europe and in the territory of the former Soviet Union is growing dramatically. Banks in the region are concentrating on the development, introduction, distribution and penetration of their credit card programs. Many financial institutions desire to enter this lucrative market and achieve significant share as soon as possible. That is why Global Payments Europe offers issuers our CMS credit module.

Features and Advantages:

• huge flexibility in setting parameters of their program
• no requirements for banking account
• unlimited number of cards
• symbiosis of the revolving and charge cards
• balancing of the credit limits – payments versus withdrawals
• differentiated interests
• sophisticated system of bonuses and sanctions
• statement generation (collection letters)
• calculation of the available credit balance for authorization
• data output for banking information system and other related systems (credit scoring, credit bureau)
• standing orders paid by credit card

And, the Global Payments credit module can be tailored to suit each individual bank.

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